Calculators
The formulas lenders use, in your hands. All calculators run in your browser; nothing is stored or sent.
Hard money loan cost calculator
Calculate the monthly interest-only payment, origination points, total interest and effective APR of a hard money loan for any amount, rate, points and term.
Fix & flip profit calculator
Model a house flip end to end: hard money loan sizing by LTC and ARV, down payment, interest carry, points, holding and selling costs, net profit, ROI and annualized return.
ARV, max loan & maximum allowable offer
Calculate the maximum hard money loan at any ARV percentage, the funding gap you must cover, your effective loan-to-cost, and the 70% rule maximum offer.
DSCR calculator for rental refinances
Calculate the debt service coverage ratio on a rental property: NOI, 30-year payment, annual debt service and whether the DSCR clears lender minimums.
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